Disclaimer & disclosures.

Affiliate & Promotional Disclosure

Some of the “Apply Now” buttons and links on CardMaxx may be affiliate links. When you click on these links and apply for a credit card, we may receive a referral commission from the issuing bank or its promotional partners. We may also feature sponsored content or advertisements to help support our free platform.

This costs you nothing extra. The card terms, fees, rewards, and approval process remain exactly the same whether you apply through CardMaxx or directly on the bank's website. While we may earn revenue from these partnerships, it does not influence our objective card rankings, mathematical comparisons, or AI chatbot responses.

Information Accuracy

We source credit card details — including fees, reward rates, benefits, and eligibility criteria — from publicly available information on bank websites and official documents. We make every effort to keep this information accurate and current, but:

• Banks may update card terms, fees, or reward structures at any time without prior notice
• Promotional offers and limited-time benefits may expire
• Fee waiver conditions, lounge access rules, and reward caps are subject to change
• We cannot guarantee that every detail on CardMaxx reflects the latest updates from the bank

Always verify current card terms on the official bank website before making any application or financial decision.

Card Approval

CardMaxx does not process credit card applications. When you click “Apply Now,” you are redirected to the bank's own application page. Card approval is entirely at the bank's discretion and depends on your credit score, income, existing obligations, and the bank's internal policies.

We do not guarantee that you will be approved for any credit card displayed on our platform.

AI Chatbot Disclaimer

Our AI-powered chatbot uses machine learning (Google Gemini) to answer your credit card questions based on our card database. While we strive for accuracy:

• AI responses may occasionally contain errors or outdated information
• The chatbot does not have access to your personal financial situation
• Responses should not be treated as personalized financial advice
• Complex financial decisions should always involve a qualified professional

Reward Calculator Estimates

The Reward Calculator on CardMaxx provides illustrative estimates based on our understanding of the credit card's reward structure.

These estimates are not guaranteed by any bank or financial institution. Actual rewards earned may vary due to categorical exclusions, reward caps, merchant category codes (MCC) set by payment networks, or changes in the card's terms and conditions. We are not liable if the actual rewards credited differ from our estimates.

Third-Party Websites

CardMaxx contains links to external websites including bank application pages, bank card detail pages, and other third-party resources. We have no control over and assume no responsibility for the content, privacy policies, or practices of these external sites. Visiting external links is at your own discretion and risk.

Limitation of Liability

CardMaxx, its creators, and contributors shall not be held liable for any direct, indirect, incidental, or consequential damages arising from:

• Use of or reliance on information provided on this platform
• Credit card applications made through links on this platform
• Inaccuracies or omissions in card data
• Any actions taken based on AI chatbot responses
• Service interruptions or technical issues

Trademarks

All credit card names, bank names, logos, and product names mentioned on CardMaxx are trademarks of their respective owners. CardMaxx is not affiliated with, endorsed by, or sponsored by any bank or financial institution unless explicitly stated.

Contact

If you believe any information on CardMaxx is inaccurate or if you have questions about this disclaimer:

Email: cardmax92@gmail.com