ICICI
Travel
SAPPHIRO
ICICI BANK
Mastercard

ICICI Bank Sapphiro Credit Card

by ICICIMastercard / American Express (dual variant available)

Annual Fee

₹3,500 + GST

Joining Fee

₹6,500 + GST

Best Reward

up to 6%

on iShop Hotels (12X)

TravelMastercard / American Express (dual variant available)

Reward Structure

CategoryReward RateTypeCap
iShop Hotels (12X)up to 6%pointsNo cap
iShop Flights/Vouchers (6X)up to 3%pointsNo cap
International Spendsup to 1%pointsNo cap
Base Spendsup to 0.5%pointsNo cap
Utility & Insuranceup to 0.3%pointsNo cap

✈️Travel & Lounge Benefits

Domestic Lounge Access
4 complimentary visits per calendar quarter (16/year potential)
International Lounge Access
2 complimentary visits per year

Key Benefits

Contactless payments
Worldwide acceptance at 24M+ outlets
Add-on cards for family (18+)
Dual variant available (Mastercard + Amex) with separate benefits on each
Chip & PIN enabled security

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