CardMaxx
Card Overview/Flipkart Axis Bank Credit Card
Axis
Shopping
FLIPKART
Axis BANK
VISA

Flipkart Axis Bank Credit Card

by Axis • Visa / Mastercard

Complete Benefits & FAQs

Apply Now

“Cashback card (not EDGE RP) — all cashback credited directly to statement. 7.5% on Myntra is one of the best category rates across any card, but quarterly cap at ₹4K limits it. 5% on Flipkart/Cleartrip also strong. 4% on preferred merchants (Cult.fit, PVR, Swiggy, Uber) is unlimited — great for heavy Swiggy/Uber users. No lounge access. No insurance. Fee waiver at ₹3.5L is achievable for heavy Flipkart shoppers. IMPORTANT: 90-day delinquency clawback clause — all cashback credited to date gets debited back. EMI cancellation on Flipkart requires separate phone call to Axis. Welcome benefits differ for paid vs free cards — only paid cards get Flipkart voucher, BMS voucher, and Myntra Insider. Value chart shows ₹21,730 annual on ₹3.63L spend = 6% effective return.”

Fee Waiver: Annual fee waived on annual spends > ₹3,50,000. Rent (MCC 6513) and wallet load (MCC 6540) transactions NOT eligible toward fee waiver spend.

Best suited for

🎯 Flipkart & Myntra heavy shoppers (5–7.5% cashback)🎯 Swiggy and Uber users (4% unlimited via preferred partners)🎯 Users who prefer direct cashback over reward points🎯 Budget card with ₹500 fee (or free first year)🎯 Online shoppers in the Flipkart/Myntra/Cleartrip ecosystem

Welcome & Onboarding Perks

  • Total activation value: ₹600 worth of activation benefitsCondition: On card activation
  • 50% off up to ₹100 on Swiggy food ordersCondition: First-time Swiggy users only, min cart ₹129, within 30 days of card issuanceEligibility: All cards (paid and first-year free)
  • Flipkart voucher worth ₹250Condition: First transaction within 30 days of card issuanceEligibility: Only paid cards (with ₹500 joining fee)
  • BookMyShow voucher worth ₹250Condition: First transaction within 30 days of card issuanceEligibility: Only paid cards (with ₹500 joining fee). Limited period offer w.e.f Feb 1, 2026.
  • Free 3-month Myntra Insider MembershipCondition: Card approval within 30 days. Must have 1 successful Myntra transaction (post return window).Eligibility: Only paid cards. Limited period offer w.e.f Feb 1, 2026.

Airport Lounge Privileges

DomesticNone
InternationalNone

Dining Offers

Axis Bank Dining Delights Program (EazyDiner)

Dining discounts at top restaurants across India

Reward Rates

Myntra — 7.5%cap ₹4,000/quarter
up to 7.5%
Flipkart — 5%cap ₹4,000/quarter
up to 5%
Cleartrip — 5%cap ₹4,000/quarter
up to 5%
Preferred Merchants (Cult.fit/PVR/Swiggy/Uber) — 4%
up to 4%
Base Spends
up to 1%

Reward Exclusions

No Rewards On:
  • •Fuel transactions (no cashback, but surcharge waiver applies)
  • •Cash withdrawals
  • •Fees and charges levied by bank
  • •EMI transactions (special note: cancel EMI by calling 1800 103 5577 before first debit to avoid excess cashback reversal)

Surcharges & Waivers

Forex Markup3.50% of transaction value
Interest Rate3.75% per month (55.55% per annum)
Rent Surcharge1% per transaction on rental transactions (effective Mar 5, 2023)
Utility Payments1% on cumulative utility spends ≥₹25,000 per statement cycle (effective Dec 20, 2024)
Wallet Loading1% on cumulative wallet loads ≥₹10,000 per statement cycle (effective Dec 20, 2024)
Cash Withdrawal2.5% of cash amount (minimum ₹500)
Fuel Surcharge Waiver
Waiver %1%
Cap / cycle₹400 per statement cycle
Transaction range₹₹400 – ₹₹4,000

Eligibility Requirements

Salaried

Age18 to 70 years

Note: Criteria are indicative; bank reserves right to approve/decline.

Documents Required

  • •PAN card photocopy or Form 60
  • •Proof of income — Latest payslip / Form 16 / IT return
  • •Residence proof — Driving License / Electricity bill / Landline telephone bill

Key Highlights

✓Co-branded with Flipkart — best for Flipkart ecosystem users
✓Cashback card (not reward points) — direct statement credit
✓EMI conversion for ₹2,500+ transactions
✓Wednesday Delight weekly offers (MMT, Swiggy, Tira)
✓Dining Delights program

Frequently Asked Questions

Ready to apply for Flipkart Axis Bank Credit Card?

Annual fee: ₹500 + GST

← OverviewApply Now