“Lifetime free card — the ₹0 annual fee makes it a no-brainer to hold. Entertainment-focused with District movies BOGO, SonyLIV, and Swiggy discounts. Reward rate is low (4 RP per ₹200) with many exclusions. SonyLIV renewal benefit being discontinued Apr 2026, replaced by 1,000 EDGE RP milestone. Lounge access is very limited (1/quarter, spend-gated). High interest rate at 3.75%/month vs Magnus's 3%. Foreign currency fee at 3.5% is expensive. Very detailed fee schedule with specific thresholds for wallet/fuel/utility/gaming fees. The value chart shows up to ₹10K year-1 benefits on ₹1.5L spend which is impressive for a free card.”
Fee Waiver: No fee — lifetime free card (Mastercard variant)
Best suited for
Welcome & Onboarding Perks
- •Complimentary Sony LIV Premium annual subscription (₹1,499 value) on first purchase within 30 days of card issuance
- •Voucher code sent via SMS to registered mobile within 45 days of card issuance
Spend Milestone Rewards
- 🎯 Spend: ₹1,50,000 in card anniversary yearSony LIV Premium annual subscription renewal
- 🎯 Spend: ₹1,50,000 in card anniversary year1,000 EDGE Reward Points (auto-credited within 90 days)
Airport Lounge Privileges
Dining Offers
Axis Bank Dining Delights Program
Dining discounts at top restaurants across India
Reward Rates
Reward Exclusions
- •Movie transactions
- •Fuel
- •Insurance
- •Wallet transactions
- •Rent payments
- •Utilities & Telecom
- •Jewellery
- •Education
- •Government Institutions
- •EMI transactions
Surcharges & Waivers
Eligibility Requirements
Salaried
Note: Criteria are indicative; bank reserves right to approve/decline.
Documents Required
- •PAN card photocopy or Form 60
- •Proof of income — Latest payslip / Form 16 / IT return copy
- •Residence proof — Passport / Ration Card / Electricity bill / Landline telephone bill
Key Highlights
Frequently Asked Questions
Ready to apply for Axis My Zone?
Annual fee: ₹0 + GST